Thursday, April 4, 2019

Ways to Get Free Money from the Government

In the normal everyday life, the government takes money from its citizens, but there are instances where the government also gives money to its citizens. Below are ways to get free money from the government. Although they say there is nothing free in life, but there are some government programs that can enable you get money from the government for free. All you need to do is to choose a program you are interested in. the following are ways by which you can get free money from the government and also included are ways to find assistance and funds when you need it.

The first way to get free money from the government is to find unclaimed money. This will help you get funds from the government that you didn’t know you were missing. All you need to do to get free money from the government under this program is to visit unclaimed.org and then enter your information to search whether you have money waiting to be returned to you or not. The National Association of State Treasurers created the site to connect consumers with forgotten funds. These can include insurance reimbursements, apartment deposits, forgotten savings bonds, old utility payment overages or deposits, or paychecks you never cashed. Also, you can get free money from the government under finding unclaimed money by search specifics like your full name and address, or you can even just browse the results from your last name alone.

The second program that can allow you get free money from the government is to find unclaimed pension funds. If you’ve left a company due to acquisition, merger, or layoffs, you may have been too preoccupied with your next career move to remember pension funds. Luckily, the Pension Benefit Guaranty Corporation (PBGC) can help you reconnect with this forgotten money. Visit pbgc.gov to check your name and information against their database. There are currently almost 73,000 names on their unclaimed pensions list. So you may very well find some money you had forgotten all about.

Furthermore, you can get help with a down payment to get free money from the government. This is because the down payment requirement is one of the biggest hurdles in buying a new home. The government is usually willing to provide help if needed for this cause. The down payment for each state is different with unique requirements and benefits. You can visit FHA’s down payment grant page to see the state-sponsored programs in your area.

Applying for educational grants is another way of getting free money from the government. The fact that college is expensive is an established fact and in fact, the 2017-18 school year saw tuition averages of almost $35,000 for private colleges and just under $10,000 for state colleges. This can be painful. If you are unable to further your educational qualification as a result of the high cost of tuition, room, board, books and more; this is an opportunity for you to get free money from the government by applying for educational grants. The best and most broadly-offered funding source is the government’s Federal Pell Grant. This awards as much as $5,920 (2017-18 school years) to students each year that they qualify for need. And it doesn’t need to be repaid (unlike student loans).

Before you can be qualified for the educational grant, you will need to complete a FAFSA which you can view the details for the Pell Grant at ed.gov. Beyond that, though, there are hundreds of excellent grants available to students based on interests, major or career sought, and even local areas. I was surprised to find that some organizations even offer grants to students who are left-handed.

Assistance with childcare expenses is another means of getting free money from the government. To pay for childcare is sometimes expensive especially for families in D.C. area where the average annual cost is $22,658. This is too expensive for many families to afford and this cause for getting free money from the government. If you are employed and looking for assistance with childcare expenses, the government has a program to help. The U.S. Department of Health and Human Services offers assistance in the form of the Child Care and Development Fund, which has state- and territory-specific allocations to assist with care expenses (typically for children 13 or under).

You can also get free money from the government by accepting healthcare credits. Along with all of the confusion and frustration involved with healthcare in this country, we also get to deal with skyrocketing costs. This can make it difficult or even impossible for some folks to pay for much-needed premiums, especially as monthly prices continue to climb. If you purchase coverage through the Healthcare Marketplace and meet certain income eligibility requirements, you can receive government assistance in the form of a tax credit. You also have options for this credit. You can either take it in equal allocations, allowing you to reduce (or eliminate) monthly premium payments or you can “save” it for the end of the year. If you choose the latter, you’ll receive the credit in the form of a tax return when you file with the IRS.

Getting free or reduced healthcare for your kids is another means of getting free money from the government. This is majorly for people having issues with paying for the healthcare of their children and not meeting low-income requirements. Such people are eligible to get free money from the government through this means. Here, you can learn more about services like CHIP (Children’s Health Insurance Program) and local Medicaid programs. You can also find health care providers in your area–even dentists!–and apply for your state’s specific programs.

One can get assistance with utilities in order to get free money from the government. The average American spends over $300 a month for basic utilities. It’s easy to see how these bills can be difficult to manage for some–especially in the summer or winter months. The government’s LIHEAP (Low Income Home Energy Assistance Program) provides funds to those in need across the nation. These grants are available to assist residents with their heating and cooling expenses. They are managed through state programs (funded by the U.S. Department of Health and Human Services). To search for your state’s available programs and aid, visit the LIHEAP

You can winterize your home so as to get free money from the government. People usually need assistance when it comes to updating and improving their home to winterize it. This usually gets them to get free money from the government in form of gran through the U.S. Department of Energy. The Weatherization Assistance Program Technical Assistance Center (WAPTAC) can connect you with state-specific grant programs for home improvements to reduce energy expenses. If you have children, a family member in the home with a disability, or are over age 60, you’ll get preference for approval. In fact, the DOE estimates that as many as 20-30 million homes are eligible for weatherization grants.

Low cost of free phone service is another means of getting free money from the government. If you meet income requirements for eligibility, you may be able to take advantage of the Lifeline Program. This is the FCC’s free and reduced-cost cell phone grant. This allows access to cell phones and service for safety, well-being, and job-related needs. The amount you’ll get per month varies by need. But you can choose from a number of cell service providers if you qualify.

In order to get free money from the government, learn to avoid foreclosure. There is a laid down program that can help people that are at risk of foreclosure and the program was designed since the house crash in 2008 as it seems everyone knows someone affected by a foreclosure. The program that can help get free money from the government is called HOPE which means Home Ownership Preservation Foundation. This program offers assistance in setting up plans that allow you to stay in your home. They also offer advice if you’ve been the victim of a mortgage scam or if you are interested in a mortgage modification.

Getting free tax preparation is another means of getting free money from the government. This can be done when tax filing time is around the corner. This process sometimes requires little help but it is unfortunate that tax pros charge at a high cost. The people that qualify for this means of getting free money from the government are people that meet the low-income requirements. They qualify for free tax preparation help through the IRS’s VITA (Volunteer Income Tax Assistance) initiative. Assistance is generally limited to those who make less than $54,000 a year, persons with disabilities, or those with limited English-speaking abilities. However, the program is available and free to all, so it can’t hurt to apply for help. If you are age 60 or older, you can also take advantage of the TCE (Tax Counseling for the Elderly) program, another IRS initiative. This program offers free assistance for those nearing retirement that have questions about their pensions, retirement, income, and taxes.

Another way of getting free money from the government is to replace damaged currency. If your dog destroyed your wallet or your toddler took a pair of scissors to your bank withdrawal, you aren’t necessarily out of luck. Don’t throw those shredded bills in the trash just yet. You can sometimes replace currency too damaged to be spent it at your local bank branch. If it’s so mutilated even they won’t take it, though, you can also send it to the Bureau of Engraving and Printing for replacement.

Applying for unemployment can also help you get free money from the government. People that are eligible for this program of getting free money from the government are people that have been laid off or otherwise lost their job. The Department of Labor offers temporary benefits to workers who find themselves unemployed through no fault of their own, until they are able to find suitable, replacement employment.

In urban areas, paying for necessary home repairs is a way of getting free money from the government.  If you are 62 years of age or older, live in an urban area, and meet income requirements, you may be eligible for a government grant to complete improvements on your home. The Rural Housing Repair Loans and Grants program offers both loans (repaid over 20 years at 1% interest) and grants (free money that doesn’t need to be repaid) to homeowners in rural areas. The grants are for up to $7,500/ you can use them to remove or repair health or safety hazards (such as lead paint, collapsing structures, etc.).

Refunds for past FHA mortgages are another means of getting free money from the government. This is applicable for people who have had an FHA insured mortgage in the past; the U.S. Housing and Urban Development Department (HUD) have the possibility of owing you a refund which results to getting free money from the government. You can search the HUD database to see if you’re eligible for a refund through their website. You’ll need at least your last name or your FHA case number to search.

Food assistance has the ability to earn you free money from the government. This happens because the government offers a number of programs that give low-income families nutrition assistance and education on healthy eating. These programs include WIC (for women, infants, and children), SNAP (Supplemental Nutrition Assistance Program), programs for seniors, and various food distribution options. If you are interested in learning more, visit the Nutrition.gov page here.

The last way to get free money from the government we will talk about is SSI for eldery or disabled individuals. If you are temporarily or permanently disabled, have a child who is disabled, or are over age 65 (with or without a disability), you may be eligible for supplemental security income (SSI) benefits. These benefits are limited to those that meet certain income requirements. If you have worked long enough to qualify for Social Security benefits, you may be able to collect both Social Security retirement benefits and SSI benefits.

21 comments:

  1. Im not getting any hours from my job and im in meed of assistance where do i start to get some kind of funfs immediately?

    ReplyDelete
  2. Im not getting any hours from my job and im in meed of assistance where do i start to get some kind of funds to help me get by immediately?

    ReplyDelete
  3. I RECENTLY GOT DIVORCED AFTER 16 YEARS, AS MY SPOUSE THEN PAID OFF MY DIVORCE ATTY AND HAD ME EVICTED. I AM PERMENTATLY DISABLED AND USED MY MONEY FROM WORKING ALL MY LIFE AS A RN
    TO PUT DOWN ON A PLACE BUT NOW WITH ALL THE REPAIRS FROM THIS PLACE UNEXSPECTEDLY, I CAN NOT PAY MY PROPERTY TAXES FOR LAST YEAR AND THIS YEAR SO FAR. CAN YOU HELP ME WITH ANY OF MY MONTHLY BILLS EX CAR INSURANCE, ELECTRIC OR REPAIRS ROOF OR PROPERTY TAXES. THANK YOU. PEGGY PANICO

    ReplyDelete
  4. I need help paying my water bill and my rent im a single mom who works i pay for this 1250 a month townhome myself I never have food

    ReplyDelete
  5. I need help with my electric bill badly it's over 5500 do to be shutoff I'm on disability I don't ask for anything but I really need help don't have no one thanks

    ReplyDelete
  6. I was on disabilty,now regular ssi,dont know why,have medicare,i am stage 4 copd and emphysema. I get 1206.00 a month. I need help to pay my electric bill.I am on o2 24/7.i owe 2 payments of about 600.00.can you help me please

    ReplyDelete
  7. My son just passed away at 2 months old,,his hospital bills bankrupted me..please help burry Elijah..smokeawaybaby at gmale

    ReplyDelete
    Replies
    1. A major question is: WHAT GOOD IS THIS MALARKEY WHEN THERE IS NO EVIDENCE OF PEOPLE BEING HELP THRU THESE INFORMATIONAL WORDS WHICH MOST OF US KNOW. I APPEARS IT IS ONLY A WRITING EXERCISE WITH MANY TYPOS. WHO REPLIES TO THOSE PEOPLE WHO POST DIRE HELP SITUATIONS. IF UR JOB IS TO HELP, THEN DO IT,OTHERWISE STOP WASTING OUR TIME READING ARTICLES FOR THE PURPOSE OF STROKING EGOS FOR SOMEONE ELSE. THIS NOT THE ONLY BS THAT PREPORTS FALICIOUS CLAIMS TO HELP PEOPLE IN NEED. SHOW US SOME PROOF OF UR REASONS FOR WRITING THIS.
      W.D.B.

      Delete
    2. I'm glad to see someone say something to these people that act like their going to help people that really need help

      Delete
  8. I just had to resign from my job and I started my own cleaning service but need help to get it up and running please let me if you can help

    ReplyDelete
  9. I have spinal stanisois and have a four year case with social security with help from a lawyer I have two children that I take care of and no way to provide they continue to say call in two weeks and we'll know something I don't have another two weeks.

    ReplyDelete
  10. Iam on ssdi and only get $15 in food I have to pay for Medicare phone electricity gas car insurance because out in little town need to drive to next town to better specialist doctors and my disability can't walk far. Rent low-income housing but still run out of money as fast it comes in how can I get more help with my income to be bigger

    ReplyDelete
  11. Look I stared ask for help about 3 mouth ago when I had a home now I have nothing and still no help as will as no home. So I am asking hiccuping sleep at night

    ReplyDelete
  12. I need money for my rent and bills and food I can't work I'm handicap

    ReplyDelete
  13. I'm 54, and on SSI. I DRAW $771 a moth have my own camper I live in. With the lot rent, power, water, sewer, heating, orcooling, plus food, and clothing, I just can't manage. What can I do? Help me please.

    ReplyDelete
  14. I'm a single mother of 3 who has been struggling to get things together and relied on family for help. Unfortunately they just crippled me even more making situation worse. I have so many unpaid bills from my husband and a loan he refused to pay. Please help me make a better life for my boys.

    ReplyDelete
  15. I'm 55 yr old woman & permanently disabled due to illness. I get $771 a month. It's hard to stay on top and get ahead. My credit sucks, I have a free phone, basically the only Bill's I am able to pay is rent an utilities. I have outstanding Bill's either in collections or default. I get $100 in foodstamps an I usually have about $15 left from my checkout $115. Isn't enough to eat on which is not enough for a month. I was homeless on the streets of 3 years. I struggled an fought until I made it off the streets. Dont want to go back. I would like to pay all outstanding Bill's get my credit right and be able to have a little cushion to fix up the house I live in and maybe be able to buy clothes an shoes when I can. Please can anyone help. Looking forward to hearing from anyone who is willing to help

    ReplyDelete
  16. We.'ll I.m 50 but a old I.'ve been sober for 10 yrs I just got my as I and got a apartment witch is 650 a month i was a real bad drug addict I did.nt raise my kids now I cant see my grandbaby cause my daughter thinks I.m gona let them down the way i let her down my son been in prison for 12 yrs and now he.s coming home and I have no money to buy him clothes or shoes I go to clothing banks and got home some but I felt sorry for my cousin cuz het mom died 2 yrs ago she stole everything I got for my son all my give me and so under cloths that I had its bad enough i neArly have and she took everything I got for my son my sons 27 he don't no how to live in the real world now no cloths or shoes I no god pervides he.'ll be out in one month and I.m scared I won't be the mom he wants me to be I feel so bad I tryed to help my cousin and she just took whatever she could from me I worked really hard to get were I am it really hits home when ur kids follow in ur footsteps I.'ve never had a mom or parents so i used drugs to heal the pain I dud.nt no how to take care of baby s when i got sober my kids hated me worse sometimes I feel like just getting high cause I have nobody I just was diagnosed with cancer they said i have 7 months to live that was in July I San a be here for my son and be the best no I can i can't bring back time but I can make up I the future not ready to die last time i seen my son was when he was 14 yrs old now he.s 27 I just want clothes for him and shoes and buss pass cud I no he.s gona have a lot to do her to g out a prison please I don't want him to go back there any more please he needs clothes thanks if anyone help.s me I.m really scared I.m go a let him down I.'ve always been a screw up I was told that so much growing up that's what i did i got my as i and my mom took 10 thousands dollars saying I owe her that for being born I have no one I need help please for clothes for my son he will alwAys be my baby I just got a remember he.s a grown man now please help i live in the south valley I.m afraid alk my life alk I felt was pain my son don't deserve to go down the path I did cause my mom did.nt care I love my kids please help


    ReplyDelete
  17. I need some help. I recently lost my job. I only have 2 bucks and i cant pay for rent. Im hungry now. And ive been depressed ever since. I need a miracle.

    ReplyDelete